Wokingham Times  

Sometimes people come to see me at my surgery with debt problems. They often have a large mortgage, and on top have borrowed too much on the Credit card and personal loans. The first advice I always give them is to go through all their spending and see how they can cut it. If each month you need to borrow more you end up on the road to personal bankruptcy. More and more of your income is swallowed paying interest on what you overspent in previous months, and in trying to meet the repayments of your debts. Most people cannot suddenly increase their incomes or win the lottery. If you start reining in your spending early enough, it is just the luxuries and the nice to have items that need to go from the budget. If you leave it too long, you can't afford some of the necessities either. So it is with a government running a county. If you allow your spending to exceed...